What should I compare besides the premium?
Review coverage limits, deductibles, exclusions, waiting periods and eligibility rules. Check pre-existing condition provisions, claim procedures and cancellation or refund conditions in the actual policy wording.
What is a deductible?
A deductible is the amount you are responsible for under the policy before eligible benefits are paid. How it applies varies; confirm whether it is per claim, per condition or another basis.
Are pre-existing medical conditions covered?
It depends on the insurer, policy and medical circumstances. Some policies have stability requirements or exclusions. Disclose information accurately and clarify the terms before buying.
What should I have ready for a quote?
Have the insured person's age, coverage dates, destination and preferred coverage amount ready. Additional information may be needed. Share sensitive medical details directly through an appropriate private channel.
Where can I check Super Visa requirements?
Check the official Government of Canada guidance and confirm that your chosen policy meets the requirements that apply when you submit your application. Read the official guidance ↗